Property & Liability
Many small business owners mistakenly believe that if they have general liability insurance their own losses are covered, as well as the losses of their customers. If you want to protect your own property, get a Business Owners Policy (BOP). A BOP is often required to buy property, accept bids or do work as a subcontractor. It adds protection for a building or other property owned by your business (furniture, computers, equipment, etc.) and includes General Liability coverage.